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Plaintiff Counsel: T.C.A. 56-12-117 provides for a stay of litigation, but TIGA may choose  not to seek such a stay if it can confirm coverage and get access to claim files. Please contact TIGA to discuss or if you have a hardship case.
Defense Counsel of insolvent insurance companies:  fees and expenses incurred prior to insolvency are not obligations of TIGA, but counsel should make claim upon the liquidator for those amounts. No fees and expenses will be paid by TIGA unless expressly authorized by TIGA.  TIGA will be in touch to evaluate moving of defense files.  In an emergency or hardship case, please contact us immediately. Coverage is limited in most cases.   In many cases where the insured has a large net worth or large deductible program, they may wish to handle their own claim files and you should contact the insured to determine their position.

Case law: see Terminix INTLCO. v. TIGA, 845 S.W. 2d 772 for discussion of scope of coverage. Hogins v. Ross, 988 S.W. 2d 685 for discussion as to uninsured motorist coverage becoming primary.


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Legal Disclaimer:  Information on this site is provided to assist claimants, but is not legal advice, a comprehensive statement of the law or a detailed statement of TIGA policy and procedures, and reference should always be made to enabling legislation and case law. Certain information may not be current, and advice of legal counsel and insurance professionals is recommended.  TIGA  makes no warranty or guarantee concerning the accuracy of reliability of the content of this website or other linked or related websites.  Although TIGA has made every effort to produce the most complete up-to-date and accurate information on this website, such information is meant to be used for reference purposes only.  Any reference to the guaranty fund laws of any jurisdiction is for informational purposes only and is not a substitute for the official version of a statute or for legal advice.  Should you wish to view an official version of any guaranty fund statute, please contact the appropriate insurance department or ask your attorney to do so.